Educators and Public Servants Finally See Increased Social Security Benefits
Let me tell you about Sarah, a long-time kindergarten teacher. Sarah looked forward to a modest retirement supported by her Teacher Retirement System pension and her late husband’s social security benefits. She met with me before announcing her retirement to make sure that she was ready to retire. After reviewing her social security benefits, Sarah […]
Understanding TRS and Social Security
The Teacher Retirement System of Texas (TRS) and Social Security are both areas of confusion for many. In this article I hope to clarify how these work together and set the record straight. I have often heard from those in the TRS system that they believe they aren’t eligible for Social Security at all. Most […]
Social Security – The Forty Year Decision
If you find yourself reading the business section of the Advocate every Sunday, specifically every other Sunday when our firm’s articles are published, you may have noticed a trend in our firm’s recent articles. We have been covering Social Security as a way to add insight from different perspectives within our firm. Our staff is […]
Social Security Considerations for the Self-Employed
This month my husband and I are celebrating one year of his self-employment. Last April he stepped away from the security of regular paychecks and employee benefits to start his own construction company. As his supportive wife and his financial advisor (package deal if you ask me), I’ve had my pen to paper for the […]
Social Security – Low Hanging Fruit
Claiming a correct social security filing strategy can be low hanging fruit – meaning that it’s an easy decision to make and can have an enormous positive impact on retirement if done correctly. However, be careful to navigate common pitfalls like filing too early (or too late), or else that low hanging fruit could turn […]
Strategies for Success in Retirement
This is part 2 of a 2 part article series discussing retiring more successfully. One of the most important things that you can do to set yourself up for success in retirement is to develop a solid financial plan. There are many planning strategies that a CERTIFIED FINANCIAL PLANNER™ professional can assist you with. Here […]